Hotels & Guesthouses Insurance
No matter how big or small, hotels, motels, guesthouses, BnB and chalets offer on-premises services that involve guests directly on your property. As the owner or manager, you must be fully cognizant of the risks involved to keep your business and property well-protected in case of an unforeseen event.
The management’s responsibility is to provide full protection to the staff, the property and the guests at any given time. An insurance policy helps you cover the unforeseen costs of accidents and damages.
What does it cover?
Violet insurance offers specialized Hotel and guesthouse Insurance policies with a deep understanding of your operational risks and management challenges.
With the policy in hand, you can rest assured that if something goes awry, your business will be able to bear the cost of damages to your property, equipment and employees.
Here’s what is covered in our Policy.
- A building or structural damage
- Public Liability
- Employer Liability
- Personal assaults at work
- Loss of alcohol license
- Legal costs
What It Includes
When using hotel and guesthouse insurance, you are actually providing a protective cover for:
- Your current & future income
- Your property, including the contents on premises, equipment, fixtures etc.
- Hotel inventory
- Customer and employee data
Who needs it?
The specific Hotels and guest house policy is directed towards:
- Guest Houses
- Hotels of all sizes and scales
- Motels & taverns
- Small bed and breakfasts (BnB)
- Country clubs
- Five-star Hotels provide a swimming pool, salon and gym services; conference halls, and business centres
