Healthcare Insurance
Healthcare Insurance or social care insurance covers healthcare-related businesses and consultants in the private or public sector. Violet Insurance understands that every business is prone to financial and reputational risks. Healthcare businesses are also one of them. Patients or customers may go to court for inefficient or unsatisfactory service, physical or mental harm caused by the healthcare consultant or their employees, inappropriate medicine use or misuse of personal health data.
What does it include?
The healthcare insurance coverage covers:
- Claims and compensation
- Medical costs
- Legal costs
- Data or privacy breach
- Mental harm or bodily harm caused by the negligence of the healthcare worker
The Healthcare industry works through a network of public and private organizations and companies. There may be sole traders in this business as well. These businesses are responsible for providing extra medical care that is adult care, child care, babysitting, patient care or Personal assistance to the disabled. Coverage ensures that these healthcare workers and companies are covered in case of negligence, accident or mistake.
Who is it for?
It is a specialized type of insurance that covers:
- Day-care centres
- Childcare consultants
- Elderly/adult care
- Social and healthcare consultants
Cost of Insurance
The cost of insurance is different for every healthcare business. The bigger companies with several healthcare workers as their employees would require a different kind of policy than a small business catering to a specific type of patient care. Violet Insurance designs a policy exclusively for your business, so you are covered for the risks your business may solely face in the future.
Violet Insurance offers a range of healthcare insurance coverage, including public liability insurance, employer’s liability, equipment liability, data and cyber insurance etc. It depends on the types of coverage you would require. We keep our policies flexible and open to suggestions.
Please get in touch to get your unique quote.
